Credit Repair Organizations Act Federal Trade Commission
The right company can save you time, reduce hassle and potentially help you improve your credit score. You might be tempted to close old credit card accounts when you’ve paid them off. By keeping them open, you can establish a long credit history, which makes up 15% of your credit score. If you plan to repay loan debt, it’s important to note that you might see a temporary dip in your credit score. It could also involve you in identity theft…